Business

Cinch Review 2018: Manage Your Entire Financial Life in One Place

Cinch Financial Review

Have you ever wished that there was something that could handle ALL of your financial information in one place? If you’re anything like me you probably use multiple tools for your business and personal finances, as well as a spreadsheet to monitor expenses. In other words, your finances are anything but streamlined and simple! Thankfully, …

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[Budget Worksheet] How to Budget With Irregular Income to Avoid Going Broke

budget with irregular income

Being self-employed is tough enough without having to learn how to budget with irregular income. But today, you’re going to learn how to properly budget for success! Without this skill, your business could be making you broke. You’re not alone in this feeling — it’s something we all deal with as small business owners. It’s …

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How to Survive the Ups-and-Downs to Succeed as Your Own Boss

betterment investing

To succeed as your own boss often seems like an up-hill battle. There are many ups-and-downs you’ll face and it can feel like you won’t be able to survive them all. How do I know this? When you’re self-employed you experience major peaks and valleys. Self-employment isn’t easy. When you work for yourself you tend …

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How to Manage Your Small Business Finances When Traveling

travel business finances

This post brought to you by Chase. The content and opinions expressed below are that of Credit Signs. Over the past several years I’ve traveled and lived in places like New York, Seattle, Dallas, San Francisco, Denver, San Diego, New Orleans and countless other cities across the United States. And I did this all while …

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How to Stop Hating and Start Loving Your Small Business Finances

small business finances

Don’t you want to go from hating to loving your small business finances? If you’re anything like me, I can sometimes get pretty bitter over not getting paid on time or making business investments that don’t pay off. (Anyone else buy a course they regret? Ha!) I’ve been a full-time self-employed for 4 years. And prior …

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What Does a Bookkeeper Do and Should You Hire One for Your Business?

types of bookkeepers for creatives

As a freelance business owner, it can be overwhelming to do all the daily tasks on your own. Handling finances, organization and other accounting tasks can be downright stressful and annoying. This is why I strongly recommend that you evaluate whether or not you should do the bookkeeping and taxes yourself, or hire a professional. There …

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8 Options for When a Freelance Client Doesn’t Pay You on Time

client who doesn't pay

When a freelance client who doesn’t pay you on time it can be very difficult. This is something I have experienced personally. And if you’re a subscriber to my weekly emails, you know that I’ve been dealing with a big client who hasn’t paid me for a blogging campaign we did together. They were 5 …

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Business Emergency Plan: How to Create a Backup Plan as a Business Owner

business emergency plan

Dealing with a business emergency is never a fun thing. But in order to deal with it successfully you have to create a plan of action. I know this because, well, something I couldn’t control happened without warning. On this exact day four years ago, I was sitting in my bedroom brainstorming names and trying …

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Your Self-Employment Mentality: The Real Reason You’re Not Making Money

This post is from Credit Signs contributor Erin, who owns the blog Journey to Saving. Over the next six months she’s documenting her backwards journey to self-employment. You can read her next steps here. Having the correct mentality when it comes to self-employment seems easy when you first think about it, but like many things …

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How to Organize a Home Office While on a Budget (My $76 Home Office Makeover)

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In 2014 I celebrated my first full year of self-employment for my online business. During this time I made a lot of changes, flipped my schedule upside down, and finally found a daily routine that worked. The only thing that was still frustrating was my home office environment. We live in an apartment so there isn’t a …

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Get Published on High Traffic Sites: 5 Steps to Using Help A Reporter Out (HARO)

xero accounting online

If you’re a small business owner and you haven’t heard of Help A Reporter Out (also known as HARO for short), well, you’re in for an awesome surprise. HARO is a free service you can join that will link you with reporters from all over the nation. Over 30,000 members of the press use HARO to find …

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How to Overcome Insecurity as an Online Business Owner or Blogger

Everything you need for ppening a business checking account

When you’re the boss and running the show, learning how to overcome insecurity is part of being in the online world. Sadly, no one provides you with a crystal ball or your personal psychic that can help you understand what to expect from month-to-month. You could lose a major client, deal with an unexpected internal issue, or …

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